How to Make 20 Dollars Fast & Instantly

Looking for some easy ways for how to make 20 dollars fast?

For those looking to make money in an easily accessible way, money-making apps provide plenty of avenues to consider to make $20 fast and instantly. You can use your smartphone to take surveys, play game apps that pay real money, pick up a side gig, sell your unwanted stuff and more.

Here’s the scoop on the best ways to make $20 fast or more. I’ve considered apps with at least four stars and 10,000 reviews in both Google Play and the iOS App Store so you can legit make extra money.

Let’s get into it — here is how to make 20 dollars fast.

How to Make 20 Dollars Fast a Day Instantly

There are several simple ways on how to make 20 dollars fast online. These are a few of the better ways to make quick money so that you can earn score some free money.

Ready? We will first start with the quick wins, these apps below help you get your paycheck early so you can get paid today. I mean you worked today, get paid today.

Apps to download to get money right now:
  • Albert – Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket.
  • Empower – Get a cash advance up to $250 and repay automatically when you next get paid. No interest, no late fees, no risk to your credit.

Our pick? Albert can spot you up to $250 so you can make ends meet. With no late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period.

There’s no catch.

Albert is legit.

Next, we’ll move on to other ways to earn your $20 dollars instantly.

If you’re looking for a free way to make $20 using sign up bonuses and online side hustles – here it is. There are a plethora of different mobile apps and websites that can net you $20 instantly.

Ways to Make Money Instantly through Free Money Apps

That’s right. There are a few free money apps that offer sign up bonuses and other opportunities to earn free cash. Once you’ve satisfied the requirements of the app the free money is yours! How sweet is that?

Here are my favorite app sign up bonuses:

1. Public: Get $70 in Free Stock


Public is an investing app that allows you to buy fractional shares of popular stocks and ETFs. When you open a new account and deposit at least $5, you’ll receive a free stock worth up to $70.

Sign up for a new Public account to get your free share. You’ll be asked to pick from one of nine stocks, and you’ll receive a random amount (up to $70) in that stock. Signing up is easy and takes less than 5 minutes.


2. Albert: Get $150 When You Join


Albert has built better banking, saving, investing, and budgeting solutions — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app.

They are offering a $150 sign up bonus for new members who receive a qualifying direct deposit and use the debit card.

Plus, you can get $150 for referring friends. Once you sign up, you’ll get a referral link to share with your friends. For each friend who signs up and meets the requirements, you’ll both receive a $150 bonus.


3. Fundrise: Get $10 Free


Want quick money? Fundrise gives you a $10 bonus upon account approval. Testing this offer, I received $10 worth of shares instantly through this link after opening account and investing as little as $10.

With Fundrise, it is the first real estate investing app to create a simple, low-cost way for anyone to invest in real estate for solid returns.

There is a reason why they currently have 5/5 stars on TrustPilot, you can really make money with Fundrise.

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.


4. Acorns: $10 Bonus


Acorns is a smart-budgeting investment app that offers a free $10 sign-up bonus if you’re new to the game. This investing app is ideal for those who little money but still want to start investing.

Acorns is an easy-to-use investing app that lets you double your money. With a feature that automatically invests your spare change, things get a lot easier. Your purchases are rounded up and the extra cash is invested in stocks. If you open an account and deposit at least $5, you can get $10 for free through this link.

You may then watch your money grow and earn dividends while you sleep. You may let Acorns reinvest the cash or take it out for easy profits.


5. Titan Invest: $10 Bonus


Titan Invest is another investment app that gives you a $10 bonus when you open an account with them in two minutes.

This app focuses on giving you more control over your investments. You can choose from a wide range of investments including stocks, bonds, and ETFs.

You can also set up automatic investing so that your money is invested smartly, by experts, for you.

Sign up and get $10 deposited into your account after you invest through this link.


Best Side Hustles to Make $20 Fast

Free money is nice, but what about free money making ideas? In case you want to earn $20 with the highest paying survey sites, watching videos, other other easy money ideas… continue reading.

6. Your Opinion is Worth Some Money

make money fast with Survey Junkie

Survey Junkie has over 11 million members and pays them for taking paid surveys anytime, trying out new products, and listening to music.

Joining Survey Junkie in order to score $20 fast is a no-brainer! Once you join, simply stick to the higher-paying surveys so you can score $20 today.

You only need 1,000 points to cash out which you can accumulate in 30 minutes to an hour. Oh, and Survey Junkie has over 11,036 positive reviews on TrustPilot.

survey junkie

There are so many short-form and long-form surveys to choose from, and you can get paid through PayPal or gift cards.

How to make $20 fast? Signup for Survey Junkie, take high-paying surveys and earn $20 fast. You can also get a registration bonus here for extra money.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$1 – $50 PayPal or Gift Cards $10


Survey Junkie is a great way to make $20 if you need it by today or tomorrow.


7. This Rewards Company Has Paid Out Over $730 Million!

swagbucks make money fast

If you want another quick way to make $20 then give Swagbucks a shot. You’d be silly not to as the site has already paid out $730.9 million to its users. It is also touted as one of the highest paying survey sites out there.

Plus, you won’t be limited to only surveys with this rewards site — in fact, you can earn $20 fast simply by watching entertaining videos, searching the web, and even playing games. You earn ‘points’ that you can redeem for free gift cards or for cash through PayPal.

They have an excellent rating on TrustPilot with over 14,144 reviews!


Simply sign up and score a $10 signup bonus then start watching videos or playing games and earn your other $10 to get your $20 fast today. Don’t believe me? A Huffington Post report says users are earning $600 per month with this site.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$.50-$2 PayPal or Gift Cards $3


To chalk it up, Swagbucks is one fun way to score $20 fast today.


8 Players are Winning $1,000+ Daily!

blackout bingo

Classic bingo is such a fun game but have you tried next-level bingo on Blackout Bingo?

There are a few game apps that pay real money, but Blackout Bingo is one of the best ways to get $20 instantly online right now or during your lunch break.

All it takes is 2 minutes per game to play against someone around the world. Learning how to play takes a few minutes but it’s just a great way to kill time and win real world rewards.

You can play for free or opt for cash games to win up to $1,000 or more in addicting tournaments.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$100 per day PayPal, check, or bank deposit $1


Download it for free and see if you like it, you’ve got nothing to lose (and a lot to gain)!


9. This Company Will Pay You $50 This Year Just for Downloading Its Free App

nielsen make money fast

One of my favorite apps that not many people know about is Nielsen. If you have a cell phone or laptop then you can make $50 fast right now.

All you have to do is register for free (they’ll track your browser usage) and you’re set to earn $50 per year passively.

It’s really noninvasive, requires basically no storage, and won’t impact your device performance.

After you installed the app, just use the internet as you usually would (but now you’re getting paid — cha-ching!).

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50+ PayPal or Gift Cards None


Nielsen gives out $10,000 each month so you can win real money for about 60 seconds of work. A no brainer.


10. How Gamers Can Earn Hundreds in Rewards Just for Gaming

make money fast playing games

We all heard the old saying “time is money” right? Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid $20 fast for it.

Getting paid for playing games sounds like a dream. But if you download a Mistplay, and then download games from it and play, you earn free gift cards.

As you level up you can earn more money for cash rewards or gift cards. This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games.

Mistplay has over 131,404+ positive reviews in the Google Play store.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50 Per Month Visa Gift Card or Gift Cards 1,500 Points or $5


If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.


11. Extra Time on Your Hands? Check Out This Legit Way to Make Cash Easily!

instacart shopper make money

If you wanted to cash in and earn over $20 each day — then earning it as a full-service shopper with Instacart is easy (just shop for groceries and deliver them).

Signing up is quick and easy and you can work whenever you please.

Here’s the kicker: you can get paid today or within an hour of your delivery with instant daily cashout options.

They even have a solid referral system where you can earn up to $600 per referral, but you need to sign up to be eligible to get your referral link.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$600 per referral Direct Deposit $5


Don’t want to deliver groceries? DoorDash is one of the best food delivery apps to make money delivering take-out and restaurant food. Work as much or as little as you want and earn $20 fast or more every day.


12. Your Next $20 is One Solitaire Game Away

solitaire cube

If you’re like me, you would prefer an easy way to get twenty dollars and the ability to do it quickly (like, today).

There are dozens of ‘game apps‘ that let you compete in cash tournaments and head-to-head online with the chance to win cash rewards.

Solitaire Cube is an addicting game where you can play solitaire on your phone and compete in cash tournaments.

This app includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s pretty easy to get started playing solitaire against other players in head-to-head battles. The game will match you up with other players who have the same level of skills in real-time.

Earning Potential Payment Method Min To
Cash Out
Next Steps
Uncapped PayPal or Direct Deposit $0


You can download it for free and take a chance of winning your $20 today.


13. How We Were Able to Double Our Payout & Rewards by Taking Surveys

make money fast taking surveys

InboxDollars is a market research company that’ll pay you $20 fast to search the web (using their search engine) instead of using Google or Bing.

So if you search the web for a few days and do other tasks like playing games, watching videos, or taking online polls — you can make extra money online.

While you won’t get rich — you can surely make $20 fast online by using the site or app.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$1/day Check or Gift Cards $30


Making 20 dollars fast is no longer a mystery with the help of InboxDollars, and signing up will net you a $5.00 instant bonus.


14. Get up to $15,000 at Signup & No Credit Check Required

ZippyLoan get money fast

zippyloanIf you actually need $100 right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

  • You review the loan details and e-sign if you like what you see.
  • No risk in checking what offers you’ll get.
  • You can borrow between $100 and $15,000 as soon as tomorrow.
  • Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.


15. Add $300 a Month Storing Other People’s Stuff


Have some extra space in your house that you want to earn $300 passively each month?

Then you can list your unused space on Neighbor and start making passive income.

It takes a few minutes to sign up and list what you have available. Then people in your town can start renting out your space to store their own stuff while paying you good money.

Expect to earn up to $300 a month on average, but some earn users reported earning up to $600 per month (an extra $7,200 a year).

Earning Potential Payment Method Min To
Cash Out
Next Steps
Up to $600/mo Direct Deposit $0


If you’re interested, I recommend you sign up for more information from Neighbor by clicking here.


16. Get Spotted $200 from This Bank


Want to get spotted a free $200 without having to take out a personal loan or worse, payday loan?

Simply sign up for Chime, and the free banking app will lend you cash for free, you just relax while it will spot you up to $200 any time.

chime spotme

There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Now you can get some beer money at any time — for free!

Earning Potential Must Min To
Cash Out
Next Steps
Get spotted $200 Create Chime account N/A


You didn’t have to do anything, other than originally sign up for Chime.

It’s as simple as that.


17) Get Paid Today with These Apps

make 500 a day

These get paid today apps help you get your paycheck early and can help you borrow money instantly. I mean you worked today, get paid today.

Try these free mobile applications available in the App Store and Google Play Store — so you can get paid today and earn money fast.

These apps will pay you so you can make it to your next payday:

a. Albert – Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket.

b. Empower – With Empower, you get paid today and can access up to $250 from the pay you’ve already earned, without hidden fees or interest.

What Should You Do With an Extra $20?

If you’re short on money and need the $20 to get the bills paid, then that money is already spoken for.

But if you have some flexibility in your budget, here are smart ways to use that extra cash:

  • Start an Emergency Fund: It now pays to stash cash in a checking account like Chime. Want to get a jump on payday? Let Chime be your secret weapon and direct your side hustle profits straight into it. They’ll even spot you $200 at any time, which can prevent you from using credit cards when things get tight.
  • Open a Robo-Advisor account: Acorns is a leader in this space. Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.
  • Invest in Real Estate: Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money. Start Investing Now.

Next Option: Sign Up Freebies to Earn $20 Instantly

Your next bet is to make 20 dollars fast is through freebies and sign up bonuses.

The three survey sites below are legitimate and you can join from your smartphone.

I’m not the biggest fan of survey sites, but it’s worth it just to claim a quick sign up bonus.

Once you’re in and a paid survey is ready for you to take, you’ll get a notification.

Sign up for all 3 below (will open in new tabs) and you’ll get paid up to $50/per survey.

inboxdollarsBonus: Get a $5 sign up bonus here
Welcome Bonus: $5
Potential earnings per month: Up to $175
What it could add up to in a year: $2,100
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

swagbucksBonus: Get a $10 sign up bonus here
Welcome Bonus: $10
Potential earnings per month: Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

survey junkieWelcome Bonus: Get 150 Registration Points here
Potential earnings per month:
Up to $200

What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

How to Make 20 Dollars Fast

A ton of people are searching online for the best ways to make 20 dollars fast.

Odds are that you have searched for:

  • Free $20 PayPal instantly free
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Or something similar to get to this post.

Well, look no further, because if you wanted more ways to make money online besides these free money-making ideas, there are more apps that pay you real money.

If you didn’t claim these easy sign up bonus offers already, don’t forget to check out the best sign up bonuses below that can offer you $10 fast instantly:

  • SurveyJunkie: Make up to $20 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $10
  • Branded Surveys: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join Branded Surveys Now

Next, you can take a look at the best side hustles from home where you can earn money (even during COVID-19).


How can I get $20 right now?

You can make $20 in numerous ways but it will require some effort on your part. The ways that we recommend for you to earn is by renting out a room on Airbnb, having a garage sale, walking pets with Rover, selling on the Amazon platform or Facebook Marketplace, becoming a freelance writer, driving for Uber or Lyft, becoming a social media influencer, or use the ideas in this article.

What are the best side hustles to make money?

If you’re interested in making money then you can earn money by starting a blog, selling on Fiverr, selling your used DVDs and CDs, flipping stuff on Craigslist, renting out a spare room, donating plasma, using a sign up bonus that offers $20 for joining, or renting out a parking space.

What are ways to make $20 online or more?

You can make money online and all you need is an internet connection and some hustle. You can do this by selling crafts on Etsy, freelance writing, becoming a virtual assistant, signing up for services like Paribus and Trim, online surveys, using apps that pay you real money, and using online shopping cash back apps like Rakuten.

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of SavingExpert, a personal finance site helping you make your money work for you. He helps readers bring in passive income in order to increase their saving potential and start building wealth for the future. He regularly writes about saving, budgeting, investing, and general personal finance topics aimed to help anyone save more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Insider, Yahoo! Finance, NASDAQ, Discover, MSN Money and more.